Insurance Decisions That Actually Make Sense
We started Mesh-Connects because we saw too many people signing policies they didn't understand. Our job is to change that—one honest conversation at a time.
Started From a Simple Question
Back in 2018, I was working at a traditional insurance firm in Bangkok. A client came in asking about health coverage for his family. He'd been paying premiums for three years on a policy that didn't actually cover what he needed most. That conversation stuck with me.
I kept seeing the same pattern. People weren't getting bad service—they were getting complicated explanations when they needed clear answers. The industry wasn't built around making things simple. So in early 2020, I moved back to Hat Yai and started something different.
Mesh-Connects began with me, a laptop, and a commitment to explain insurance like I'm talking to a friend over coffee. No jargon. No pressure. Just straightforward guidance for people trying to protect what matters to them.
What Drives Our Work
These aren't corporate values we printed on a poster. They're the principles that shape every client interaction.
Plain Language
Insurance has enough complexity without us adding to it. We translate policy details into language that makes sense—because understanding your coverage shouldn't require a law degree.
Your Situation First
A policy that works for your neighbor might be completely wrong for you. We start by understanding your actual needs, not by pushing what's easiest to sell.
Honest Trade-offs
Every insurance decision involves trade-offs. We'll walk you through what you're gaining and what you're giving up, so you can make choices that feel right for your circumstances.
How We Work With You
Our process isn't complicated. It's designed to give you clarity without overwhelming you.
Initial Conversation
We talk about what's happening in your life right now. Starting a family? Buying property? Changing careers? Your current situation shapes what coverage makes sense.
Coverage Analysis
We look at what you already have (if anything) and identify gaps. Sometimes people are over-insured in areas that don't matter to them and under-protected where it counts.
Options Review
We present options that fit your needs and budget. You'll understand what each policy covers, what it costs, and why it might or might not be right for you.
Decision Support
Take your time. Ask questions. We're here to help you think through the decision, not to rush you into signing anything.
Ongoing Partnership
Your life changes, and your coverage should adapt. We check in periodically to make sure what you have still makes sense for where you are.
Who You'll Work With
Right now, Mesh-Connects is primarily me. As we grow, that might change—but the approach won't.
Thongchai Niran
Founder and Lead Insurance Advisor
I spent eight years at conventional insurance companies before realizing the industry could serve people better. I'm licensed to advise on health, life, and property insurance in Thailand. What sets my approach apart isn't technical expertise—plenty of advisors have that. It's the commitment to explaining things in a way that actually helps you decide.
Outside of work, I'm usually cycling around Songkhla or trying new coffee shops in Hat Yai. I speak Thai and English fluently, and enough Mandarin to get by.
Email: help@mesh-connects.com
Phone: +66 38 480 745